Lucky 15 calculator
A Lucky 15 is 15 bets on four selections: 4 singles, 6 doubles, 4 trebles and a four-fold accumulator. One winner is enough for a return. Enter your odds and results to see what each line pays.
18+. A calculator shows what a bet would return, not how likely it is to win. Set a budget before you bet. Free help: GamCare (UK, 0808 8020 133) · Gambling Care (Ireland).
What is in a Lucky 15
15 bets on 4 selections:
| Part of the bet | Bets |
|---|---|
| Singles | 4 |
| Doubles | 6 |
| Trebles | 4 |
| 4-fold accumulator | 1 |
| Total | 15 |
Punters use a Lucky 15 on four horses or teams they like but are not sure about, because the singles keep a return alive when only one or two win. Many bookmakers add a bonus, such as double odds on a single winner, which this calculator does not include: check your bookmaker’s terms.
How the return is worked out
Each line is settled on its own: the line stake times the decimal odds of every selection in it, multiplied together. A losing selection makes every line it is in return nothing. A void selection counts as odds of 1.0. For each way bets the place part uses place odds: (decimal odds − 1) × place fraction + 1.
line return = stake × odds₁ × odds₂ × … and total return = sum of all line returns
Worked example
£1 a line: A at 2/1 (won), B at 3/1 (won), C at 5/2 (lost), D at 6/4 (won). Total stake £15.00.
| Line that pays | Part | Returns |
|---|---|---|
| A | Win | £3.00 |
| B | Win | £4.00 |
| D | Win | £2.50 |
| A + B | Win | £12.00 |
| A + D | Win | £7.50 |
| B + D | Win | £10.00 |
| A + B + D | Win | £30.00 |
| Total return | £69.00 | |
| Profit | £54.00 |
Not included: rule 4 deductions, dead heats, each way extra places and bookmaker bonuses (for example double odds on a single winner). Your bookmaker's settlement is final.
Questions
How much does a £1 Lucky 15 cost?
£15 win only, because it is 15 bets. Each way it is £30: every line has a win part and a place part.
What does a Lucky 15 pay if only one selection wins?
Only the single on that selection pays, so the return is the stake times the decimal odds. At 4/1 with £1 a line, one winner returns £5 against a £15 stake.
What happens to a non-runner in a Lucky 15?
The selection is treated as void: its odds count as 1.0 in every double, treble and accumulator it is in, and its single returns the stake.
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